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Microsoft could face Xbox Series X supply shortages until April 2021, exec says

any khan
12 min readNov 17, 2020

The Xbox Series X (Credit: Microsoft)

Microsoft launched the Xbox Series X, priced at $499, and the Series S (priced at $299) on Nov. 10 and both consoles are sold out at major retailers.

MICROSOFT UPHELD OVER AMAZON AS JEDI ‘WAR CLOUD’ CONTRACT WINNER

Best Buy and Walmart have said they will have Series X consoles in stock during their Black Friday sales, but neither retailer has publicly said how many units they will have.

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Shares of Microsoft were lower on Tuesday, falling 0.56% to trade at $216.02, in line with a broader market sell-off.

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There are several reasons why you should never borrow from your 401(k) or a similar account to pay off debt or for other expenses. This is why:

  1. It could lead to a substantial tax bill: The money you take will become taxable income, divided into thirds and assessed over the next three years. If you don’t set aside money from your distribution to pay taxes, you could owe the IRS a substantial tax bill when you file your returns. You are allowed to pay yourself back and amend your taxes, but the process could be complicated, requiring the help of a tax pro.
  2. The value of your investments could’ve dropped: In addition, the volatile pandemic economy may have impacted the value of your investments. It’s possible that you’d be cashing out funds that have lost money during the pandemic. By leaving the funds untouched, you give your account a chance to potentially rebound with the market. For example, if you withdraw the maximum amount, that $100,000 could have grown to more than $162,000 over the next 10 years without additional contributions if the market provides a 5% return.
  3. You’ll have less cushion when you retire: And don’t forget that you are tapping into funds that you will need when you retire. Depending on the value of your savings, taking $100,000 could substantially reduce your future funds. You’ll need to work harder to replace your nest egg so you can retire as comfortably as possible.

A survey from Edelman Financial Engines found that 55% of Americans who took money from their retirement account due to the pandemic regretted it. And of those who wished they hadn’t made the withdrawal, 85% said it was because they didn’t understand the financial implications of their actions.

There are several reasons why you should never borrow from your 401(k) or a similar account to pay off debt or for other expenses. This is why:

  1. It could lead to a substantial tax bill: The money you take will become taxable income, divided into thirds and assessed over the next three years. If you don’t set aside money from your distribution to pay taxes, you could owe the IRS a substantial tax bill when you file your returns. You are allowed to pay yourself back and amend your taxes, but the process could be complicated, requiring the help of a tax pro.
  2. The value of your investments could’ve dropped: In addition, the volatile pandemic economy may have impacted the value of your investments. It’s possible that you’d be cashing out funds that have lost money during the pandemic. By leaving the funds untouched, you give your account a chance to potentially rebound with the market. For example, if you withdraw the maximum amount, that $100,000 could have grown to more than $162,000 over the next 10 years without additional contributions if the market provides a 5% return.
  3. You’ll have less cushion when you retire: And don’t forget that you are tapping into funds that you will need when you retire. Depending on the value of your savings, taking $100,000 could substantially reduce your future funds. You’ll need to work harder to replace your nest egg so you can retire as comfortably as possible.

A survey from Edelman Financial Engines found that 55% of Americans who took money from their retirement account due to the pandemic regretted it. And of those who wished they hadn’t made the withdrawal, 85% said it was because they didn’t understand the financial implications of their actions.

,,,,,<<<<<<<<<<loda moda tota soda,,,>>>>>>>>>

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